2. Break down the total into palatable chunks: That's only $75 a month.

3- Make sure they have the ability to pay back if you're burdened with the debt (no problem with credit cards).

Rating: 4/5

Take Credit Cards, Debit Cards, and Checks

There's no good reason not to. If people want to give you money, take it in whatever form they offer it. There are setup costs, but most businesses find the investment is worth it. There are now agencies that can help you check on checks. You simply dial a number and find out if there's enough money in the account. No more bounced checks, and no more reason to not take them.

Hints and Tips:

1. People expect different methods of payment, so offer them!

2. Have all options available so there are no lame objections like, I'll only buy from places where I can get Bonus Points.

3- Use credit checking and clearance companies to check on the larger amounts before you proceed with the sale.

Rating: 5/5

Audio and Video Sales Demonstrations

Why do all the hard work yourself? Instead, put your best sales spiel on tape (audio or video) and let it run continuously. People will stop and look, or tune in and listen. You can also send these tapes in the mail before an appointment, or follow up on the phone and sell directly. That's cheaper than a mobile sales rep!

Hints and Tips:

1. Invest in a quality recording or videotape. Remember that you are on show.

2. Keep it simple and focus on the benefits of the product. 101